Funding solutions

Five programs, matched to how your revenue arrives

Most businesses that come to us were told no by a bank for reasons that have nothing to do with whether they can pay. We underwrite deposits, seasonality, and history.

Program 01

Merchant Cash Advance

A purchase of a set amount of your future receivables, remitted as a small fixed daily or weekly amount. Built for businesses with steady card and bank deposits that need capital before a bank could ever move.

Amount: $10,000 – $2,000,000
Term: 3 – 18 months
Speed: Same-day decision

Commonly used for

Inventory and payroll gaps
Emergency repairs
Expansion or a second location
Bulk purchase discounts

Qualification snapshot

— 4+ months in business
— $15,000+ monthly deposits
— No minimum credit score
— 3 months of bank statements

Apply for this program

Program 02

Revenue-Based Financing

Remittance flexes with your monthly revenue instead of a fixed schedule, so slow months cost less. Suited to businesses with real seasonality that still want a defined payoff horizon.

Amount: $25,000 – $2,000,000
Term: 6 – 24 months
Speed: 24 – 48 hours

Commonly used for

Seasonal businesses
Marketing and growth capital
Staffing ahead of demand
Refinancing costlier positions

Qualification snapshot

— 6+ months in business
— $25,000+ monthly revenue
— 550+ credit preferred
— Bank and processing statements

Apply for this program

Program 03

Business Line of Credit

Draw only what you need, pay for only what you draw, and keep the line open for the next opportunity. The most economical option for businesses with recurring short-term gaps.

Amount: $10,000 – $500,000
Term: Revolving
Speed: 1 – 3 business days

Commonly used for

Recurring cash flow gaps
Supplier deposits
Payroll smoothing
Unplanned repairs

Qualification snapshot

— 12+ months in business
— $20,000+ monthly revenue
— 600+ credit score
— Business bank account

Apply for this program

Program 04

Equipment Financing

The equipment secures the financing, which keeps the cost down and preserves your working capital for operations. New or used, dealer or private sale.

Amount: $15,000 – $5,000,000
Term: 12 – 72 months
Speed: 2 – 5 business days

Commonly used for

Vehicles and trailers
Kitchen and medical equipment
Machinery and lifts
Technology refreshes

Qualification snapshot

— 6+ months in business
— Equipment quote or invoice
— 580+ credit score
— Down payment often waived

Apply for this program

Program 05

Invoice Factoring

Turn approved receivables into cash now instead of waiting 30, 60, or 90 days. Approval leans on your customer's credit, not only yours.

Amount: Up to 90% of invoice value
Term: Per invoice
Speed: 24 hours after verification

Commonly used for

Net-30/60/90 terms
Government and enterprise contracts
Staffing and freight
Rapid order growth

Qualification snapshot

— B2B or B2G invoicing
— Creditworthy customers
— Unencumbered receivables
— Aging report

Apply for this program

Not sure which program fits? Submit one application and an underwriter will price every option you qualify for, then explain the difference in plain numbers.

Start your application